Since the beginning of this year, facing the complex and ever-changing external environment, China Everbright Bank has closely focused on the country's various policies to stabilize foreign trade, relying on the foreign trade working group established within the bank to promote financial services for foreign trade enterprises. By formulating special work plans, it has helped foreign trade enterprises expand overseas markets more quickly, efficiently, and safely, injecting strong impetus into the high-quality development of foreign trade.

Focusing on the international settlement needs of foreign trade enterprises, Everbright Bank has innovatively launched the "Sunshine eSecond Remittance" cross-border automated remittance product for corporate use, promoting the implementation of high-level opening-up and facilitation policies for domestic and foreign currency cross-border trade, further improving the efficiency of overseas payment fund circulation for foreign trade enterprises, and helping enterprises save financial costs. Compared to the traditional remittance model that requires manual verification of documents on a case by case basis, "Sunshine eSecond Remittance" can provide "no documents, instant payment, and zero errand" services for eligible enterprises. In the first half of 2025, Everbright Bank's "Sunshine eSecond Remittance" has processed nearly 25000 automated remittance transactions for contracted enterprises, with a total amount of 5 billion US dollars, pressing the "acceleration button" for foreign trade fund circulation.

In international settlement, traditional small currency services often take a long time due to multiple rounds of transfer, which not only increases the risk of exchange rate fluctuations, but also pushes up time and capital costs. In response to this pain point, Everbright Bank has launched the "Sunshine 100 Coin Pass" service. This service provides cross-border remittance services in small currencies covering hundreds of currencies according to the real transaction needs of enterprises, including Vietnam dong, Philippine peso, UAE dirhams and other currencies of the "the Belt and Road" countries. Enterprises only need to open a US dollar account with Everbright Bank to complete small currency exchange and fund receipts and payments through Everbright Bank's agent bank.

In addition, Everbright Bank also provides exclusive financial service solutions for enterprises to cope with exchange rate fluctuations and reduce financial costs through collaborative linkage between domestic and foreign branches. For example, a certain free trade zone enterprise in Ningbo has a stable demand for overseas procurement of raw materials, and hopes to obtain better exchange rates due to differences in onshore and offshore exchange rate fluctuations. After learning of the enterprise's demand, Everbright Bank Ningbo Branch launched the "Cross border Non Landing Foreign Exchange Purchase" business plan, and collaborated with Everbright Bank Hong Kong Branch to continuously track offshore exchange rate trends, accurately locking in the optimal exchange rate timing to help enterprises complete foreign exchange purchases, effectively reducing their financial costs. Everbright Bank has also become the first joint-stock commercial bank in Ningbo to implement the "cross-border non landing foreign exchange purchase" business.

Everbright Bank stated that it will continue to increase its financial support for foreign trade in the future, assist in higher-level opening up to the outside world, and build a new development pattern of dual circulation. With a higher position, more practical measures, and stronger responsibilities, it will steadily move forward on the path of high-quality financial development.